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Home Buying 101

Several lenders have come out with new programs designed to for first time home buyers that are hard to pass up! These programs offer conventional loans with as little as 3%-5% down for well qualified borrowers with NO PMI!! That's right, NO mortgage insurance payment tacked onto your mortgage! That is just plain awesome.

 

For more information or if you're thinking of buying a home, fill out the form to the right to get connect with Christina Sciarretta and chat more! All Buyer clients who buy a home with Christina can receive a FREE design board for up to 3 rooms by The Chic Agency, New Jersey's premier image and home design consulting firm! {www.thechicagency.com}

 

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For Buyers

It takes more than a trained real estate agent to understand the needs and concerns of buyer clients. It takes someone who has been there, someone who has the same concerns when they’re home shopping.

I don’t want to minimize the technical aspects of the home buying process though. Every year it becomes more complex. Between government legislation, environmental laws, mortgage documentation requirements and the legal aspects of a home purchase, the home buyer must be on top of all aspects of the process, or be helped by a professional.

Search Assistance   Automated Search Reports
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I help my buyers understand the many fields of information in an listing search. I guide them in making the most of searches with thousands of listings.   Once I have an idea of your criteria for a home selection, I can set up automated search alert emails to keep you informed of new listings and price reductions of qualified properties.
     
Financing Assistance   Price Negotiations
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As tough as it is these days to get a mortgage, I know the best sources in the local real estate markets and will help you to contact mortgage professionals who have been very helpful to my past clients.   Buyers shouldn’t walk into a deal unarmed. I arm you with market data to help you to understand the buyer and seller sides and formulate an offer price negotiation strategy.
     
Inspections & Repair Negotiations   Contract to Closing
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Price isn’t the only negotiation, as there will be property inspections and you may need to enter into more negotiating around property condition and repairs. I am an expert at this.   The myriad of tasks, documents and delivery deadlines involved in a real estate transaction are all coordinated by me and my closing assistance staff. From title insurance to surveys and mortgage documents, I am here to help.
     
Buyers all over South Jersey are frequently referred to me by previous highly satisfied clients. Call me at 609-626-4800, or email me at christina.sciarretta@foxroach.com to start your home search!

 

 

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lets find your dream home